California Commercial Capital Services
HARD MONEY
For those types of transactions that need to close in less than 2 weeks and when there is not time to provide tax returns or worry about having a stellar Fico score in order to qualify for a commercial real estate loan, think of us. Our exclusive investors are ready to step to the plate and fund you, not based on your credit history or financial statements, but based on the equity you have on your commercial property. Please call us for a complimentary analysis of your request and let us compete for your business. Do not let money on the table and call CCC for reliable and fast funding.
Conventional
California Commercial Capital is also a great source for small-balance, bank-underwritten commercial real estate loans. Our loans feature minimal or no prepayment penalties and also very competitive rates. Our flexible underwriting process for conventional commercial real estate loans enables us to issue a Letter of Intent in as little as 48 hours.
Our commercial loans feature fixed rate terms of 3, 5, 7, and 15 years, and our loan amounts can range between $350,000 and $5,000,000. Also, we can underwrite loans for up to 75% of the value of the subject property, and said loans are amortized between 25 and 30 years.
Think of us when you seek fast and efficient funding for small balance conventional commercial real estate loans between $350,000 and $5,000,000.
SBA 504 & 7(a)
An SBA 504 loan is a long-term, fixed-rate loan for major assets like real estate or equipment to help small businesses grow. It is funded by a bank, a Certified Development Company (CDC), and the borrower. The CDC, a nonprofit that supports local development, usually covers 40% of the project with an SBA guarantee. The bank provides about 50%, and the borrower pays at least 10% down.
The assets being financed serve as collateral. Personal guarantees from business owners are typically required.
Businesses must occupy at least 51% of the property for their own operations. For new construction, the requirement is 60% immediately, with a plan to occupy 80% within 10 years.
The small businesses must meet the SBA's definition of a small business. The business owner must be a U.S. citizen or permanent resident and meet specific financial criteria, such as having a net worth of no more than $15 million and an average net income of no more than $5 million after taxes for the previous two years.
SBA 7(a) loans are business loans where the SBA guarantees a portion of the loan to the lender, making it less risky for the lender to provide funds to small businesses. Businesses apply through an SBA-approved lender for purposes like acquiring property, purchasing equipment, refinancing debt, or for working capital. The lender sets the interest rate (within SBA guidelines), and the business makes monthly payments to the lender, which may include principal and interest.
Call us to take advantage of our 20 years of SBA lending experience to fund your next SBA 504 or 7(a) loans.
Commercial Real Estate And Business Selling Services
Commercial Real Estate Brokerage
We are licensed commercial real estate brokers specializing in facilitating the purchase of business properties, including offices, stores, warehouses, and much more. We expertly connect buyers and sellers, strategically market properties, and skillfully negotiate deals.
Business Selling Brokerage
We are a leading business brokerage firm specializing in facilitating the buying and selling of businesses. Our brokers act as skilled intermediaries between buyers and sellers. We accurately value businesses, strategically market them, rigorously screen buyers, negotiate favorable deals, and expertly manage the closing process to ensure seamless transactions. Unlike real estate brokers who handle property, business brokers sell a company’s reputation and invaluable intangible assets alongside any physical items.
OPEN HOURS
Monday 9:00 - 05:00
Tuesday 9:00 - 05:00
Wednesday 9:00 - 05:00
Thursday 9:00 - 05:00
Friday 9:00 - 05:00
Saturday 9:00 - 05:00
Sunday Closed
DRE 01963387
antonio@cacommercialcapital.com
2202 S. Figueroa St. #729, Los Angeles, CA 90007
323-369-1442
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